Category: legal

welcome to girlfriends with aging parents

what is an ethical will?

Kari Berit, radio host & speaker is passionate, authentic, down-to-earth, and fun. She connects immediately with her audiences. “She was talking about me,” “I feel like I’ve known her forever,” and “I feel energized after hearing her” are just a few of the participant comments that follow her keynotes.

Kari has spent her career helping people and institutions manage transitions and embrace the unfamiliar. Her expertise lies in aging and caregiving, two journeys in our lives for which we are poorly prepared. She is the author of two books, The Unexpected Caregiver and Mental Fitness Guide, both published by Attainment, and also hosts the weekly Unexpected Caregiver radio show. She contributes regular columns and articles on aging and caregiving topics and consults on peer-to-peer run caregiver support groups.

Tune in & listen to Kari’s words of wisdom as she shares her experiences with us!

www.kariberit.com/files/2013-Ethical-Wills-revamp-NRC.mp3

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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elder law

On October 15, 2010, the Elder Law section of the Washington State Bar Association presented an award to Representative Jeannie Darneille (D) of the 27th District for her work to enact legislation to establish the Office of Public Guardianship.  The mission of the Office is to make guardianship services available to individuals who need them and are alone (without family members or friends to serve as volunteers) and poor (without the means to pay for needed services).  Many of these individuals are elderly and need a surrogate decision maker.  A guardian is appointed by the court to make either personal or financial decisions.

 

If you are a care-giver, you should be aware of The Elder Law section.  It focuses on legal issues that are pertinent to elders – including retirement issues, estate planning, powers of attorney, guardianship and other forms of substitute decision making, to private and long-term care, health care financing and elder abuse.  Go to www.wsba.org for more information or to find an Elder Law attorney through the public resources directory.

 

 

 

 

 

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sibs where are you?

I’m feeling like all the care of Mom and Dad–taking them to doctors (heart doctors, psych doctors, eye doctors, ear specialists, urologists), taking them on outings, conferring with their caregivers about all the details of their needs, buying them clothes, a lift chair, selling their couch and now their buffet, buying and trying to install their air conditioner, paying their bills, staying on top of their investments, sitting beside them at the emergency room (more times than I can count) and much much more–is too much for me alone. I want help. I want at least one thing I don’t have to be responsible for. I’d like one thing I don’t have to do the legwork on. I’d love to hand off some of the other duties, say bill paying and doing background checks on the caregivers, but this one more thing totally overwhelms me.

My younger sister is getting right on the Power of Attorney documents–and & I want her to talk with our parents about their resuscitation wishes.

I’d love for my older brother to take the lead on talking with an accountant and come up with a salary package for our main caregiver and withholding taxes and figuring out vacation or sick benefits.

I don’t know if my siblings have any idea how much time and energy and hours our parents take! Their latest issues are constantly on my mind. Right now it’s Dad’s uncharacteristic change in behavior and Mom’s psych medicine, which I fear, has turned her into a zombie (although the anxiety has lessened).

I’m sorry to dump this all at once, but please, please, I need my siblings to pitch in where you can!

 

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elder/guardian abuse

elder abuse graph

From Elder Abuse Daily, Feb. 15, 2011 (www.eadaily.com/15/elder-abuse-statistics)

My parents established a living trust in 1997 for senior care, naming their children as secondary trustees. In 2003, my dad was diagnosed with Multiple Myeloma and told my siblings about the trust documents.

Dad checked himself into a care facility to get the medication he needed. Mom had the beginning of dementia. My siblings decided that I was to take care of mom. I would do all of the work but get none of the rewards. The work included taking care of her, the house, property and her geese (YES, geese!)

My siblings refused to help. The more I said “no”, the more they abused me. One sibling told me: “We want you to micro-manage Mom and report all details to us”. Another said, “I don’t want to boss you around, but have that right when it came to mom’s health care”. Mom trusted me and told me many times that she did not want to be in a care facility.

In 2004, we made an agreement on how to take care of Mom. The first weekend it was in effect, no one showed up to help. My siblings said it wasn’t a legal document. I was supposed to adhere to it — they didn’t have to.

My siblings started spending Mom’s money on themselves. One took $1,500 for her 3 daughter’s graduation presents — even though one daughter wasn’t even graduating that year.

I needed help, so I worked with an attorney to get a guardian. My brother met with the guardian before we went to court and made an agreement that said Mom would be forced into a care facility the next time she was hospitalized.

In 2005, two siblings went onto the property and took most of Mom’s geese. She was devastated. I tried calling my brother but was told I had to drive out to his house in order to talk to him – as it was a game of control. I called APS about Mom. They sent the case to the King County Sheriff’s office for investigation. The Detective thought it was a “civil matter — not criminal”.

In 2006, we got a guardian and had care givers in the house. Mom passed out in March and the guardian — against state law — forced Mom into a care facility. She was drugged; she “walked into a wall” and had a big ugly bruise over her eye.  My siblings didn’t care. Because I was advocating for Mom, my siblings decided I had violated the trust and would be disinherited.

In early 2007 mom was diagnosed with a MRSA infection. In June, she gave up on life and died (the way she wanted to).

I can’t help mom any longer — but I can help others from falling victim to elder/guardian abuse. In late January, I was in Olympia talking to some legislators about changing the laws regarding financial exploitation of elderly citizens and about guardian abuse. Protect your elderly parents from abuse.

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The Complete Guide to Managing Your Parents’ Finances When They Cannot (Paperback)

The Complete Guide to Managing Your Parents’ Finances When They Cannot:What happens when handling the finances becomes an overwhelming burden for aging parents? Many transfer their funds to children or other family members and multi-millions are lost each year in the ensuing confusion. If you find that you are the one taking on financial responsibility, we suggest taking a look at Bill Swan’s “The Complete Guide to Managing Your Parents’ Finances When They Cannot: A Step-by-Step Plan to Protect Their Assets, Limit Taxes, and Ensure Their Wishes Are Fulfilled. Available through Amazon (copyright 2010), it really is an organized “how to” with chapters to guide you through the basics of money management, discussing money issues with your parents, how to deal with the stress of financial care-giving, and financial and legal procedures. From medical bills to taxes, wills, trusts and burials, the book walks you through each in well explained yet easy to understand terms. It also includes worksheets to get you started. A truly valuable resource guide.

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‘sandwich generation’ – balancing act from differing views

Are You Caught in the Sandwich Generation? – CBN.com

“1 out of 8 Americans is raising a child & caring for a parent at home. 7-10 million care for an aging parent long distance. Americans are living longer & starting families later”. This video reflects some of the challenges when an elder Mom moves in with her adult daughter, son-in-law and three grandchildren. Check out solutions they have to share!

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challenges with caregiving long distance

(MONEY Magazine) — “Caring for an ailing or aging parent is never easy, but the challenges only multiply when Mom and Dad live far away. Nearly 7 million Americans care for an elderly relative from a distance, reports the National Alliance for Caregiving (NAC). If you’re among them, you know full well the guilt and anxiety of not being able to be there at a moment’s notice.” Aside from these stats, CNN Money.com article “4 tips for caring for mom & dad” also discuss the financial issues long distance caregivers face. There are four, invaluable tips that help you optimize your long distance participation. Read the article to find out if you have learned something new! Let us know with a comment.

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losing my mother

My mom has been gone just over 2 years and lived to age 91 with amazing will and zest for life until the last years of terrible pain from osteoporosis. We lived 2600 miles apart, with her remaining fiercely independent in her life in Washington, D.C. and me, the eldest daughter, entrenched in Seattle. It was hard, but she had absolutely no interest in moving so far away from her own roots…and I needed to respect that, no matter the stress that it caused me nightly. Her having enough resources for me to hire absolutely terrific caregivers graced us, but they weren’t me. I was the director of the “plan” and also sweated out every snowstorm, illness, and setbacks. Managing long distance was exhausting, but different from the challenges that you face as the family member on site every day. Her picture looks towards me from my dresser and I miss her even though we would tangle constantly over decisions. It broke my heart every time to leave her despite all my mixed emotions. The cross-country trips were about every 5 weeks for those last 2years…no regrets.

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getting started

toby donnerA friendship started almost 25 years ago when two young moms became neighbors. Both were raising small children and started meeting between their adjoining driveways. Sharing and caring for each other became part of their lives as their friendship grew.

The years have flown by, punctuated by many of life’s flagship moments, events that were both celebrated in good times and mourned in sad times. Now we find conversations between us (and with those women nearest and dearest to us) revolve not only around our adult children and grandchildren but increasingly about our concerns regarding our aging parents.

Norma  RosenthalNorma and Toby have discovered that for various life cycle events there are no directions! Caring for our parents is no exception. As women, we juggle husband, career, and concerns about our adult children in addition to issues that face our family elders. We are left with the challenge of creatively finding our way to solutions.

Who does one turn to for answers?

Many of us automatically think of our girlfriends; those close to us who we can brainstorm with and find answers. In this blog, Toby and Norma would like to expand those conversations to include you…

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